No one likes paying their student loans, but many people come to enjoy it even less once they realize that they are overpaying by thousands of dollars each year. Student loans come in a variety of shapes and sizes. Many graduates do not graduate with just one student loan, but with multiple loans, each with its own interest rate, repayment period and fine print. Understanding the types of loans you have and comparing them against the other options that exist can help you determine if you are paying too much.

Why do interest rates differ?

Interest rates are dictated by market conditions, and as a result they can vary from year to year. In the past five years, federal student loan...

Her advice to students renting is always take pictures, lots and lots and lots of pictures. Also, keep all move-in forms with damages from the previous tenant listed.

Concerning student loans, Owen said private loans should be avoided at all costs. Federal loans on the other hand, give students a few more options when it comes time to pay them off.

My students loans are constantly on my mind. I think they are very helpful and I wouldnt be going to college if it werent for them, said Valencia student Autumn McComas. You just have to be educated about them and be aware that once you take them out, you will need to pay them back.

Chrissy Fidelus, a UCF student majoring in Sports...

Seeking to further its mission of stabilizing neighborhoods, a Battle Creek nonprofit organization launched a pilot microloan program to provide financing for small businesses.

Neighborhoods Inc. of Battle Creek (NIBC) offers microloans of up to $25,000 for three years for small businesses that serve their surrounding neighborhoods and that have the potential to grow and create jobs. Small business owners who earn a microloan can use the funding for equipment purchases, inventory and working capital.

After the harsh toll the Great Recession took on small neighborhood businesses, NIBC views the Micro-Enterprise Loan Fund as an extension of its role to support residential neighborhoods.

As...

NEW YORK, March 25, 2015 /PRNewswire/ — Engineered TCR and CAR Immunotherapeutics 2015:
A comparative analysis of the landscape of and business opportunities with TCR and CAR antibodies, T cells, NK cells, TILs, DLIs amp; CTLs

The engineered T cell receptor (TCR) for targeting of intracellur targets not druggable by conventional antibody technologies, and specifically targeted engineered T cells are two of the most promising emerging technologies in immuno-oncology apart from immune checkpoint modulators. The relevance of TCR targeting and engineered T cells is reflected by impressive clinical results with CD19 chimeric antigen receptor (CAR) T cells and outstanding...

Thievery Corporation

Twentieth-century writer Charles Colton coined the saying Imitation is the sincerest form of flattery.

For veteran club DJs Rob Garza and Eric Hilton, their modern interpretation of the phrase was to take the essence of their favorite 60s records, mesh it with their favorite electronica club sounds, and create a multicultural world-beat hybrid of dub, reggae, acid jazz, and bossa nova, a hi-fi sound known the world over as Thievery Corporation.

Now, 20 years later, the duo is on the verge of releasing a new album, its eighth studio effort, a reggae-punk mix of sorts, adding to a trip-hop/hip-hop melting pot that simply refuses to be classified.

See...

When taking on financing as a small business, the correct course of action always hinges on answering this question: what am I trying to accomplish? The thing is, financing decisions dont exist in a vacuum. Small businesses often miss the vital details when assessing whether to borrow or not, such as the full financing cost, the drain on their time, the opportunity costs and baked-in fees.

The right financing option varies for every company. Here are the common pitfalls and the best ways to avoid them so your small business can choose the best option at each stage of your companys growth.

CEDAR CITY — The Southern Utah Public Affairs Council of the Church of Jesus Christ of Latter Day Saints has organized a Hispanic Community Information and Resource Fair to be held on Saturday, March 28th at the Cedar High School campus, from 1:00 to 4:00pm.

We are very excited to be able to be the key sponsor for this event, says Waldo D. Galan, council member. We are looking to provide information and resources to the Hispanic community in the areas of medical services, employment, housing, food and clothing, as well as education opportunities;  from how to enroll  children in school  to English as a Second Language through educational institutions. We are also...

FAIRFIELD – AL –
OSHA issued seven serious citations today against US Steel Corporation following an explosion last September.

Leo Bridges and Edward Bryant died in an explosion in the Flux Building, which the U-S Department of Labor Occupational Safety and Health Administration inspectors said occurred because US Steel Corporation put workers at risk so they could not slow down production at its Fairfield facility.

OSHA says Bridges, Bryant and a third man were opening and closing a malfunctioning valve on a furnace at the Fairfield Works when it erupted and sent the men to the hospital. Bridges and Bryang died later. The third man was rushed to a burn...

A DEBT advice centre in Rhymney Valley is to be reopened by St Gwladys church after demand was highlighted by other local charities.

Christians Against Poverty aims to give pastoral care and financial advice to low income areas and is funding the centre to open in Bargoed.