Interesting things happen as commercial gaming churns across the stormy gulf between an illegal and legal state of being.

They may include live demonstrations that the heart and mind are often miles apart in their assessments of the same issue. There are strong parallels with the marijuana business.

As in lawmakers reminding themselves, I dont like gambling but it is legal now. Perhaps people should be allowed to make their own decisions about discretionary spending.

Look at whats going on in Massachusetts where casino gambling and all the entertaining add-ons that come with it have been approved twice in statewide referendums spanning just a few years. Yet, influential...

After contacting National Debtline, 82 per cent of people say they feel more in control and knowledgeable in managing their money.

MPs are often contacted by constituents about unmanageable debt, including problems with credit cards, personal loans, mortgage debts, payday loans, council tax arrears, rent arrears bailiffs and county court judgments (CCJs).

Joanna Elson, chief executive of the Money Advice Trust, the charity that runs National Debtline and Business Debtline, said: Whoever is elected as member of parliament for Saffron Walden on May 7 needs to put promoting free debt advice in the area near the top of their to-do list after the General Election.

While National...

NEW YORK (Reuters) – US bank earnings likely got a lift from mortgage lending in the first quarter, as lower rates spurred a surge in applications to refinance home loans, one of several glimmers of hope for a sector that has lately struggled with weak growth.

For the biggest US banks, there were likely other boosts in the first quarter, including higher bond trading and underwriting revenue. The big banks start reporting earnings for the quarter next week, beginning with JPMorgan Chase Co (JPM.N) and Wells Fargo Co (WFC.N) on Tuesday.

Most are expected to post relatively big profit increases excluding one-time items, according to average analyst forecasts from Thomson...

Congratulations, college Class of 15. New government unemployment numbers make your decision to get a college degree look smart: Unemployment was 5.5 in February, a low number that looks especially good compared with unemployment rates above 9 percent in the recession. For college graduates, joblessness was even lower: 2.7 percent.

Heres the next smart move to make: Have a strategy for using credit and growing your credit score.

Why worry about your credit score?

Youve got a lot on your mind right now. Do you really need to bother pumping up your credit score?

Navy Federal Credit Union closed over $1 billion worth of mortgages in March, and $2.5 billion year-to-date.

The $1 billion of mortgages in March is the best month in the credit unions history. According the credit union, close to 60% of its mortgage volume came from purchases.

Were unique in that over 50% of our purchase volume comes from first-time buyers, Katie Miller, Navy Federals vice president of mortgage lending, said in a press release.

The credit union said that it is on pace for a record setting second quarter based on the volume of applications it closed in March.

Travel hacking has quickly become common parlance among globetrotters, even among those who don’t spend years on the road. And as disruptive hospitality entities like Airbnb or Couchsurfing continue to grow, more and more consumers are looking for ways to spend less for their vacations. Good news for the budget-minded? Using hotel reward points can be just as easy as redeeming miles, if you are smart about it.

Traditionally, hotel rewards programs are thought to be more beneficial for people who travel a lot for work, crisscrossing the country with a few hotel night stays per week,agrave; laGeorge Clooney in “Up in the Air.”

“Rewards programs for hotels...

NEW YORK (TheStreet) — Its time to accept the fact the futures are often wrong, Jim Cramer told his Mad Money viewers Monday. Case in point: Fridays weak employment data, which got a negative reaction from futures traders but which ultimately led to todays market rally.

The fact is that weaker employment is actually good news for stocks for a variety of reasons. First, it proves the Federal Reservehas been prudent to wait on interest rate hikes. Next, it helps break the velocity of the rise in the US dollar. The weak number is also good for oil because oil is traded in US dollars.

KAR Auction Services (NYSE:KAR) EVP David Vignes sold 10,000 shares of the companys stock on the open market in a transaction that occurred on Wednesday, April 1st. The shares were sold at an average price of $37.77, for a total value of $377,700.00. The transaction was disclosed in a filing with the Securities amp; Exchange Commission, which is available at this link.

Shares of KAR Auction Services (NYSE:KAR) opened at 38.06 on Friday. KAR Auction Services has a 52 week low of $25.91 and a 52 week high of $39.52. The stock has a 50-day moving average of $36. and a 200-day moving average of $33.. The company has a market cap of $5.38 billion and a P/E ratio of 31.98.

KAR Auction...

The US Department of Education announced that it will implement changes to the adverse credit history provisions for the determination of an applicant’s eligibility for a Direct PLUS Loan. The regulations added a requirement that PLUS Counseling must be completed by Direct PLUS Loan applicants (by parents of dependent undergraduate students as well as graduate/professional students) with an adverse credit history who qualify for a Direct PLUS Loan by obtaining an endorser who does not have an adverse credit history, or who document to the satisfaction of the Department that there are extenuating circumstances related to the adverse credit information.

The new PLUS Counseling requirement...

Its an additional layer of stress on top of everything else lower-wage workers have to face… when youre trying to actively pursue a reliable means of transportation, said Asley Orr, executive director of the Good News Mountaineer Garage, another organization that provides cars to lower-income households.

Academic literature is pretty compelling — and mounting — that cars make a huge difference in the lives of low-income families, said Evelyn Blumenberg, a professor of urban planning at University of California, Los Angeles.

In follow-up surveys with recipients, the Good News Mountaineer Garage found that 70 percent of recipients who had been on public assistance...